The LUCID Library
Want to work out who owns who?
Make sure you’re talking about the right carrier?
Need to aggregate exposure to groups?
Can’t find out where that old insurer ended up?
Visit The LUCID Library – a growing database of over 5,000 insurers
Incorporating name standardisation, tracking names changes and ownership through time
Efficiency in design, simplicity in construction, transparency in execution, LUCIDITY is here
Designed exclusively with the goal of supporting accurate and consistent identification of insurance and reinsurance counterparties, LUCID increases efficiency, facilitates tracking and ensures accurate and speedy reporting
LUCID is an extensive and growing library of live and legacy markets providing comprehensive coverage of
- Publicly quoted insurers and reinsurers globally
- All writers of reinsurance
- All market participants at Lloyd’s
- Primary non-life markets throughout the globe
LUCID, a new approach to effective entity identification in the global insurance industry

For those of you who’d like to get a bit more technical, read on…
Behind The LUCID Library lies a sophisticated architecture, incorporating The LUCID Code –
The LUCID Code
featuring The Litmus Unique Company IDentifier
LUCID is a system designed and built using proven industry standards and architectures, written and maintained by Litmus’ Microsoft Gold Development Partner.
LUCID enables enterprise systems and business processes to identify insurance entities correctly, and for them to be referenced across your business systems and work processes consistently and reliably.

Using the LUCID code in your business systems and processes will ensure –
- Accurate aggregation of exposures to a group on both a live and legacy basis
- Consistent identification of carriers for Producing and Placing
- Premiums end up in the right place
- Claims processes are directed to the correct carrier
- Administrators can handle processes and documents using consistent entity identification
- IT Systems for Underwriting, Claims, Broking, Reinsurance and supporting systems, such as Document Management and Workflow Control, are consistently referencing the right entities for placement, claims, premiums, renewals, messaging, filing and business processes